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Thread: New Hire: Question about USPS Security Clearance + Defaulted Student Debt

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    Question New Hire: Question about USPS Security Clearance + Defaulted Student Debt


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    Hi everyone, newbie here and hoping to get some answers from the veterans of the industry.

    I was offered and accepted a position with one of the US3. Part of my pre-employment steps is to fill in a form to apply for USPS clearance (since the airline is a contractor for USPS, and since employees have access to the mail, I have to fill one out even though I won't ever come close to any US mail). Incidentally, I'm filling out PS Forms 2025 and 2181-C (I'm just glad I registered for Selected Service so many years back!)

    My security background should be very clean... no arrests, convictions, anything of that nature. I was good enough to qualify for Global Entry, if that makes a difference. The one issue is that my student loans are in default because I've been unemployed for the past 2 years.

    Here's the Catch-22... the position for which I'm hired for is a well-paying, non-beginner position, and the salary is very decent, enough for me to start making a dent on the loans (that I do want to pay back). But I'm afraid my default might be problematic in my getting the USPS clearance, which would set me back in getting the default off my record.

    So, my question: Is a default on a federal student loan grounds for automatic denial of USPS clearance? If not, is it a major issue? Is it something I can overcome? What are the chances I'll be granted/denied clearance?

    I hope to join the ranks of the airline business very soon... I was very excited to get the call, but now a bit deflated that my economic situation might turn that upside down. Many thanks to all for your time and assistance!
    Last edited by AirlineHopeful; 07-18-2016 at 02:47 AM.

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    New Hire: Question about USPS Security Clearance + Defaulted Student Debt


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    I'm not familiar with the hiring process or requirements for your position, but regarding student loans I think you should be ok as far as being hired. The only problem I can see is that the government can become aggressive in attempting to recover student loan money. I'd check around and do a search for defaulting on student loans while unemployed and what you can do to get back on track with minimal pain. Maybe someone here will have better info.

    Good luck.
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    I wouldn't think that it would be a problem.

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    If you prove hardship (in your case for real) would not be a problem.

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    You can default on them? Never thought of that. Still paying that debt to the flying gods. To your answer shouldn't affect a security clearance.

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    I think the biggest problem the OP is going to have will be once the paychecks start arriving, the defaulted student loan amounts will begin being collected straight out of the checks. The government or whoever else has the loan servicing, will begin collecting the defaulted money once the word gets out that he/she has an income again.

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    Nice post and thanks for sharing this to us. https://rrbrailwayjobs.com/east-coas...ay-recruitment

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    He can - and should have filed for - a deferment on payments while unemployed. It freezes the principal and interest. There is also a new form since Trump that he can file once employed that will adjust his payments to be means based.
    If he does nothing they can and often will come garnish at the maximum rate allowed.
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